FinTech Platform Brings AI to Credit Decisioning

A picture of a woman using her laptop with Artificial Intelligence graphics appearing around her.

FlexPath DXP is a new financial technology-connected retail platform company. The platform uses Artificial Intelligence (AI) to determine credit and payments.

FlexPath’s proprietary technology, called Trillium, uses an AI engine to review credit bureau data and hundreds of rates, rules and lending guidelines to ensure “credit-perfect payments,” the company said.

Companies can build on Trillium to customize web APIs or a white-labeled model flexible enough to fit into any digital marketing campaign or online/in-store sales process, enabling fraud prevention technology and speed to market without spending millions on development.

FlexPath CEO Tarry Shebesta said, “35 years ago, I started a company (Automotive Consumer Services), unlike any other in the industry, to change the way consumers bought and financed vehicles. I am still energized and working as hard as ever. I made it to the other side of the startup journey. If I can finish what I started with FlexPath, I will feel like I made my impact upon and contribution to the industry that I’ve been a part of since 1989.”

FlexPath is available within different channels and industries where consumers shop for finance-based collateral, such as RV.

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